Klarna
Klarna is a Swedish financial technology company best known for buy-now-pay-later (BNPL) checkout. It has expanded into shopping apps, cards and deposit products in selected markets, positioning as a consumer finance platform adjacent to neobanks.1
History
Klarna was founded in Stockholm in 2005 and became a global BNPL leader through retailer integrations. It later pursued banking licences and consumer-app engagement beyond checkout lending.2
Founders
Sebastian Siemiatkowski, Niklas Adalberth and Victor Jacobsson co-founded Klarna. Siemiatkowski has been the long-time chief executive and public face of the company.
Licences
Klarna holds banking and credit licences in Europe that enable deposits and lending in certain jurisdictions, while BNPL remains the commercial core in many markets.
Products
Products include pay-later and instalments at checkout, the Klarna shopping app, cards and savings/deposit offerings where regulated.
References
- Klarna is a Swedish BNPL and consumer finance company. https://www.klarna.com/
- Klarna expanded from checkout lending into a broader consumer finance app. https://www.klarna.com/
Frequently asked questions
- What is Klarna?
- Klarna is a Swedish buy-now-pay-later and financial services company expanding into banking-like products.
- When was Klarna founded?
- Klarna was founded in 2005.
- Where is Klarna headquartered?
- Klarna is headquartered in Stockholm, Sweden.
- Who founded Klarna?
- Klarna was founded by Sebastian Siemiatkowski, Niklas Adalberth, Victor Jacobsson.
- What type of company is Klarna?
- Klarna is described as Private in its neobank.wiki profile.
See also
- Airwallex — Airwallex is an Australian-founded business fintech for global accounts, payments and spend management.
- Alex Johnson — Alex Johnson is the founder of Fintech Takes, a widely read fintech newsletter and podcast; he is active on X as @AlexH_Johnson.
- Alexandre Prot — Alexandre Prot is co-founder and CEO of Qonto, the Paris-based European business neobank.
- Ali Niknam — Ali Niknam is founder and CEO of Bunq, the Amsterdam-based licensed Dutch neobank.
- Ally Bank — Ally Bank is a large U.S. online bank offering deposits, loans and investment products without branches.